Thousands have had a better experience dealing with adjusters after their car accidents and proven their vehicle is worth more than the insurance company is willing to give them for their total loss , by using the information in The Claim Buster eBook When the repairs on your vehicle cost less than 75% of your vehicle's value, the insurance adjuster will send you to a repair shop to complete the vehicle repairs. If you were in the market for a used vehicle and you came across two identical cars, both of which seem like a fine choice, they have the same options, the same mileage, and the same price, and you learn that one of the cars has been in an accident, would you rather purchase the car that had not been in an accident, or the one that had been wrecked and repaired? whether your vehicle is a total loss , or repairable , if you involve an injury lawyer to help you with your property damage, they will expect 33% of your total loss settlement . I thought I could trust the insurance company and the adjuster, but I found out that being so trusting was not in my best interest. The adjuster said the dealer's $5,445 asking price for a 1995 Subaru Legacy L 4-door sedan was not representative of what they can be purchased for. The insurance adjuster kept telling me how their evaluators used NADA data, and it was the standard, that they had a database with several million cars, not just 2 or 3. I asked him just how many of them are 1996 Subaru Legacy L 4-door sedans in the Denver area, and demanded that he produce the actual appraisals of the very vehicles use to arrive at their value. We would even say they abuse this because in order for you to fight the value, you will need to get a repair estimate for that specific damage, and it could cost you. The insurance adjuster will give you an over-detailed appraisal of your vehicle listing every option, lack of upgrade, and prior damage your vehicle has. When everything I learned from Claimbuster was on the table, the 3rd final settlement offer was $4,790! Car Accident Total Loss Dispute