I then called the credit repair company informing them of the letters I received from the three major credit bureaus and they told me that they would re-send in dispute letters hoping that they could get it pass the credit bureaus review department. I had figured out how to legally put My Simple Yet Powerful Techniques I have learned to use that totally Wiped Out 11 negative items off of my credit reports within 3 months. What's even crazier, most of these companies put your personal information in a computer system and send out generic dispute letters on your behalf that has a high chance of not being accepted by the three major credit bureaus. They all personal told me that they are trying their best to inform consumers to save their money and not deal with these Credit Repair Companies and that they can not nearly do what ONE can do for themselves with the right information and correct government forms to fill out . If you aren't thrilled with the results anytime within the first 365 days, I'm going to give you Double your money bac About, 1 month into the program I received letters from the three major credit bureaus stating that I needed a documented Power of Attorney sent directly to them, signed by me and the credit repair company I was working with before they could accept any disputes on my behalf. These companies know that most people look at credit problems as being a time consuming and complicated process for them to deal with. The companies told me that they could have negative items removed from my credit reports without any problem, Yah right . I have been showing people how to legally get negative items deleted from their Credit Reports for over 10 years now. After spending all that money and time with these so called credit repair companies only to find out that I could have legally cleaned my credit reports FREE of Charge with the right Informatio Credit Repair in 1-3 Months!